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Harris-Courage & Grady, PLLC

Alternatives to Bankruptcy- Work Overtime or Juggle Multiple Jobs

Are you trying to work overtime or 2 or 3 jobs at the expense of spending time with your loved ones? This is an approach that I, myself, tried, with devastating effects. The sacrifice is not worth it. My creditors do not love me because I sacrificed my family for their benefit. My creditors simply do not care. Don’t make the same mistake I did.
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Harris-Courage & Grady, PLLC

Renting in Syracuse when You Have Bad Credit

Syracuse Metro is an area with great schools, a low cost of living, and great job opportunities. It is ideal for those people trying to raise families while still staying involved with the community. If you’re looking for a place to rent in the Syracuse area, you need to make sure that, as a renter, you appeal to landlords and property managers.
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Harris-Courage & Grady, PLLC

Alternatives to Bankruptcy – Debt Reduction & Credit Counseling

Because people are so afraid of bankruptcy, they often fall prey to schemes by criminals looking for easy targets. Debt reduction companies offering to “reduce your debt by 40% or 50% or more” are criminals in disguise. These criminal businesses collect fees which exceed the c ost of filing bankruptcy.
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Harris-Courage & Grady, PLLC

Protect Your Assets

Filing for Bankruptcy is not about blame and shame. It’s about protecting what your have and making your life better. Many people believe they will lose their home, car and other possessions if they file for bankruptcy.
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Harris-Courage & Grady, PLLC

Use, Sale, or Lease of Property

The Bankruptcy Code governs the use, sale or lease of property in bankruptcy. The trustee may use, sell or lease the property of the estate other than in the ordinary course of business only after notice and a hearing.
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Harris-Courage & Grady, PLLC

Turnover to the Trustee

The Bankruptcy Code requires an entity in possession, custody, or control of property of the estate, including exempt property, to deliver that property to the trustee, unless the property is of inconsequential value to the estate.
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