WHAT IS THE PROCESS FOR FILING BANKRUPTCY?

What is the process for filing bankruptcy?

We get this question from almost every client.

Since you have probably never filed bankruptcy, it’s hard to know what to expect.

Filing bankruptcy is a process and journey with many steps. It really is impossible to provide a full explanation in just one blog post, but we can give you a peek behind the curtain. Since we have helped over 10,000 individuals in Upstate New York file bankruptcy, we are here to be your guide. Our team will help you every step of the way.

The process starts with a phone call to our office.

The initial call takes about 15 minutes, during which we’ll ask you a series of questions to get a basic idea of your financial situation. This allows us to determine whether bankruptcy is a good option for your situation. We do not want to go down the path of bankruptcy if it isn’t the absolute best choice for you.

Why not take that first step and give us a call. Let us determine if bankruptcy is a good option for you.

The next step in our bankruptcy process is the Two Hour Appointment.

We have designed our bankruptcy process to discover as soon as possible if there are potential complications in your case—nobody likes surprises. We do things completely differently from our competitors. Our competitors will not begin work on your case until you have paid them in full. As a result, they find out very late in the process if there are problems with your bankruptcy. We, on the other hand, want to meet with you as soon as we can to learn all the details of your situation.

Another way we differ from the competition that we partner with you right from the beginning to gather information. Many bankruptcy attorneys in Upstate New York ask you to complete a 50-page questionnaire about your financial situation.

Talk about overwhelming.

Instead, we sit with you, ask the questions and type up your answers right into the computer. You don’t need to guess at the answers we’re looking for—if you’re not sure, we’re right there for you to ask.

We will have you sign some of the documents we need, scan the documents you bring, and answer ALL the questions you have. Our two-hour appointment gives you the personal attention you need to ensure a smooth and successful bankruptcy process.

The attorneys at Harris-Courage & Grady Solutions are here to guide you through the entire bankruptcy process. Call us to get started.